News — Budgeting

Financial delayed gratification allowed us to pay off $250,000 of debt which was worth every learning curve. Some people can’t fathom the thought of delayed gratification as if they will miss the trending boat. As I explain the process of delayed gratification I want you to consider how debt-freedom would make you feel. Also, are you doing enough to pay off your debt once and for all? What Is Delayed Gratification? The easiest way to describe delayed gratification is to return to when you were a child. For example, you may have gotten an allowance or earned money by delivering...

Why do we gift this to our subscribers? Let's be honest here for a minute. As a stay-at-home mom budgeting and finances played a role in allowing me to be here. It was thanks to killing our debt and saving mad money that I quit my job of 15 years and became a stay-at-home mom. Now, the road was not easy but it wasn't because of finances. The fact that we continue to budget and plan our finances has helped us grow our income. You might like to read: Cash Envelope System Myths (Opens in a new browser tab) The...

For those starting on their financial journey, we have encouraged you and challenged you to start using the cash method when it comes to budgeting. This month we want to introduce you to the latest cash envelope template: Halloween Cash Envelopes This year Halloween cash envelopes have a different design from previous cash envelopes. Thanks to your feedback they are bigger to fit more money and even receipts. They are different styles of these cash envelopes from vertical cash envelopes to horizontal cash envelopes. These envelopes are great to use with our Budget Binder Printables as well. To learn more...

If you’re looking for worksheets to help you keep your money organized then you might like these. These free budget binder printables come in two color options – pink or purpley/blue. Here’s everything that’s included. Budget Sheets There are two budget sheets included. One is prefilled with the most common budget items. The other one is blank so that you can write in your own categories to make it custom to you. Both worksheets contain category columns, budget amount, actual spent, and difference. Expense Tracker Next is the expense tracker. The expense tracker will help you keep track of all...

RESET AND REGENERATE YOUR MONEY MINDSET WITH A FINANCIAL FAST A financial fast sounds as though you are being deprived of all things that bring happiness but it’s not as bad as it sounds. Lately, in our house, Mrs. CBB has been embarking on intermittent fasting and extended fasting for her keto lifestyle. The goal is to reset and cell regeneration and that had me think about how we could apply the same concepts to our finances. Resetting and regenerating the way we spend money, think about money and ultimately paying off debt is what a financial fast has to...