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As consumer preferences change and competition becomes more keen, retailers and commerce operators are under even more pressure to get creative with loyalty programs. The latest example of that comes from the NFL. According to CNBC, the “San Francisco 49ers announced Monday that season ticket holders next year will get unlimited food and beverage items at Levi’s Stadium, as part of the team’s ‘Member Inclusive Menu’ initiative. Partnering with Levy Restaurants, the 49ers will be the first NFL team to offer an array of free, unlimited food for die-hard fans.” Rebates and cash-back offers sound great in theory — the...

It is crucial that you have a planned response whether you are at work, at home, or on vacation. However, not all-natural disasters are the same. In fact, you may not even think of all the different disasters that could happen. Below, are 12 types of natural disasters you should prepare for.  12 Types of Natural Disasters Most of us know about certain disasters such as tornadoes, hurricanes, and snowstorms. However, we tend to overlook other natural disasters that plague the United States. Here are 12 types of natural disasters to prepare for: #1 HeatWaves Did you know a heatwave...

GOOD MONEY HABITS MATTER FOR TODAY AND FOR YOUR TOMORROW You might tell me that you already know all about good money habits BUT are you practicing them? If the answer is no then you really don’t know what it’s like to put good money habits to work for your financial wealth. Let’s have a look at two areas that are outside of the scope of what I want to talk to you today about but relevant. Your career and your credit score are two areas you don’t want to skip over when you are evaluating good money habits. Your...

If you find it difficult to find your best recipes, or if you want to declutter your cookbooks, creating a recipe binder can be a great solution that will help you stay organized in the kitchen. Are your recipes all over the place? Do you find yourself not cooking some of your favorite dishes because you can’t figure out where you stashed your recipe cards, cookbooks, handwritten recipes, or recipe printouts? Fortunately, you can solve your recipe organization issues quickly by creating a simple recipe binder. You can use items you probably have around the house to get started, and...

Presented by Gurkha The Gurkha Ghost is a scarily good cigar that should be haunting every cigar lover's humidor this Halloween. The Gurkha Ghost showcases a dark Brazilian, Arapiraca Maduro wrapper, complemented by an aged Criollo 1998 Binder and carefully selected Dominican and Nicaraguan fillers. It all comes together for a rich, medium-bodied cigar with a multi-layered flavor profile redolent of sweet and earthy undertones with lingering flavors of cocoa and cinnamon. The Gurkha Ghost Gold and the Gurkha Ghost cigars. Like the original Ghost, the the Gurkha Ghost Gold is a luxe, medium-bodied blend, but swaps the former's original...